I have been an adviser since 2000, am a member of the Personal Finance Society and have been with Helm Godfrey since July 2007. I am also a Helm Godfrey shareholder. In addition to the Cert PFS qualifications, I have completed the industry Pension Simplification, Mortgage Advice Qualification and the Savings and Investments exams.
I provide holistic financial planning which focuses on developing strategies to create and manage individual client’s wealth specialising in family & business protection, investments and pensions advice as well as running a number of employee benefit schemes.
The primary benefit of my services is implementing a financial plan. This is usually achieved by the use of an investment wrap facility, together with reviewing family protection needs to include Wills & Trusts and ensuring that the available tax reliefs and allowances are utilised fully. This also provides time savings and eases the administration of a client’s affairs.
I help clients achieve their financial plan by establishing their attitude to investment risk and ensuring that their investment portfolio is in line with this. A further very important aspect of a client’s investment management is performing a regular review to ensure that the attitude to risk remains the same or amending it as required, and the re-balancing of the investments in order to maintain the appropriate risk level.
Away from the office I have a very understanding and patient wife and two sons aged 19 and 16 for whom I act as a free bank, for the eldest who is at university studying Business Economics, and taxi driver for my youngest. I also enjoy sport, primarily football and golf.