Your personal life, your family, your career – and your business, if you have one – are all bound to pass through different stages. There will probably be ups and downs, successes as well as setbacks.
At some times you may find yourself building up financial and other assets, and then at other times you may find yourself consolidating or even retrenching. In your working life you are likely to accumulate assets. Later on, you will probably be drawing on them and perhaps even thinking about how best to pass them on to your dependants.